Call reports 2025
BOM BANK — 2025
What BOM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,358,525,000 | 1,381,973,000 | 1,419,930,000 | 1,520,955,000 |
| Total loans | 1,023,052,000 | 1,037,078,000 | 1,068,913,000 | 1,130,945,000 |
| Allowance for loan losses | 8,003,000 | 7,554,000 | 7,311,000 | 9,000,000 |
| Securities available for sale | 160,479,000 | 195,131,000 | 191,215,000 | 190,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,193,778,000 | 1,171,009,000 | 1,225,719,000 | 1,329,674,000 |
| Interest-bearing deposits | 985,263,000 | 947,379,000 | 1,015,534,000 | 1,115,675,000 |
| Noninterest-bearing deposits | 208,515,000 | 223,630,000 | 210,185,000 | 213,999,000 |
| Equity capital | 156,285,000 | 156,588,000 | 159,855,000 | 158,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,293,000 | 41,668,000 | 63,538,000 | 85,710,000 |
| Interest expense | 8,171,000 | 15,926,000 | 23,537,000 | 31,394,000 |
| Net interest income | 12,122,000 | 25,742,000 | 40,001,000 | 54,316,000 |
| Noninterest income | 4,944,000 | 10,260,000 | 12,959,000 | 17,258,000 |
| Noninterest expense | 9,761,000 | 20,636,000 | 30,634,000 | 44,566,000 |
| Provision for loan losses | 654,000 | 1,154,000 | 2,575,000 | 5,110,000 |
| Pretax income | 6,651,000 | 14,212,000 | 19,751,000 | 21,675,000 |
| Income tax | 759,000 | 2,503,000 | 3,262,000 | 4,026,000 |
| Net income | 5,892,000 | 11,709,000 | 16,489,000 | 17,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,769,000 | 157,877,000 | 159,245,000 | 156,860,000 |