Call reports 2024
BOM BANK — 2024
What BOM BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,033,284,000 | 1,094,904,000 | 1,212,037,000 | 1,443,742,000 |
| Total loans | 809,547,000 | 832,364,000 | 873,192,000 | 1,052,789,000 |
| Allowance for loan losses | 6,500,000 | 5,542,000 | 5,956,000 | 8,000,000 |
| Securities available for sale | 106,184,000 | 106,272,000 | 133,489,000 | 134,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 918,631,000 | 976,805,000 | 1,068,300,000 | 1,293,949,000 |
| Interest-bearing deposits | 754,662,000 | 819,833,000 | 935,196,000 | 1,074,606,000 |
| Noninterest-bearing deposits | 163,969,000 | 156,972,000 | 133,104,000 | 219,343,000 |
| Equity capital | 107,977,000 | 112,265,000 | 135,705,000 | 144,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,863,000 | 30,784,000 | 48,040,000 | 67,554,000 |
| Interest expense | 5,436,000 | 12,087,000 | 19,425,000 | 27,765,000 |
| Net interest income | 9,427,000 | 18,697,000 | 28,615,000 | 39,789,000 |
| Noninterest income | 4,868,000 | 7,868,000 | 12,684,000 | 16,254,000 |
| Noninterest expense | 7,643,000 | 14,936,000 | 23,188,000 | 34,360,000 |
| Provision for loan losses | 769,000 | 769,000 | 1,745,000 | 4,302,000 |
| Pretax income | 5,883,000 | 10,860,000 | 16,366,000 | 17,381,000 |
| Income tax | 842,000 | 1,829,000 | 2,745,000 | 3,267,000 |
| Net income | 5,041,000 | 9,031,000 | 13,621,000 | 14,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,445,000 | 113,523,000 | 134,812,000 | 143,242,000 |