Call reports 2023
BOM BANK — 2023
What BOM BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 906,449,000 | 968,387,000 | 966,207,000 | 983,925,000 |
| Total loans | 709,379,000 | 750,700,000 | 748,080,000 | 764,760,000 |
| Allowance for loan losses | 5,100,000 | 5,250,000 | 6,500,000 | 6,500,000 |
| Securities available for sale | 101,226,000 | 101,687,000 | 99,533,000 | 107,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 773,481,000 | 794,425,000 | 855,246,000 | 872,060,000 |
| Interest-bearing deposits | 487,899,000 | 508,273,000 | 665,779,000 | 703,256,000 |
| Noninterest-bearing deposits | 285,582,000 | 286,152,000 | 189,467,000 | 168,804,000 |
| Equity capital | 101,567,000 | 102,832,000 | 102,487,000 | 106,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,225,000 | 25,565,000 | 39,603,000 | 54,065,000 |
| Interest expense | 2,288,000 | 5,442,000 | 9,860,000 | 14,638,000 |
| Net interest income | 9,937,000 | 20,123,000 | 29,743,000 | 39,427,000 |
| Noninterest income | 5,057,000 | 8,448,000 | 17,507,000 | 20,375,000 |
| Noninterest expense | 7,633,000 | 14,234,000 | 21,879,000 | 29,250,000 |
| Provision for loan losses | 438,000 | 521,000 | 1,945,000 | 1,995,000 |
| Pretax income | 6,923,000 | 13,816,000 | 23,426,000 | 28,557,000 |
| Income tax | 870,000 | 2,216,000 | 4,661,000 | 5,718,000 |
| Net income | 6,053,000 | 11,600,000 | 18,765,000 | 22,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,483,000 | 104,544,000 | 107,521,000 | 107,813,000 |