Call reports 2022
BOM BANK — 2022
What BOM BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 726,346,000 | 775,768,000 | 849,133,000 | 884,021,000 |
| Total loans | 585,650,000 | 617,295,000 | 646,328,000 | 704,602,000 |
| Allowance for loan losses | 5,000,000 | 4,795,000 | 4,705,000 | 5,000,000 |
| Securities available for sale | 22,361,000 | 92,260,000 | 102,093,000 | 101,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,735,000 | 690,048,000 | 694,707,000 | 755,758,000 |
| Interest-bearing deposits | 541,678,000 | 494,251,000 | 500,600,000 | 496,584,000 |
| Noninterest-bearing deposits | 114,057,000 | 195,797,000 | 194,107,000 | 259,174,000 |
| Equity capital | 67,049,000 | 82,157,000 | 83,693,000 | 84,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,540,000 | 15,128,000 | 24,989,000 | 36,409,000 |
| Interest expense | 699,000 | 1,364,000 | 2,279,000 | 3,997,000 |
| Net interest income | 6,841,000 | 13,764,000 | 22,710,000 | 32,412,000 |
| Noninterest income | 7,282,000 | 10,026,000 | 11,625,000 | 13,241,000 |
| Noninterest expense | 6,586,000 | 12,564,000 | 18,789,000 | 26,376,000 |
| Provision for loan losses | 409,000 | 409,000 | 409,000 | 1,341,000 |
| Pretax income | 7,128,000 | 10,817,000 | 15,137,000 | 17,936,000 |
| Income tax | 1,521,000 | 2,264,000 | 3,112,000 | 3,640,000 |
| Net income | 5,607,000 | 8,553,000 | 12,025,000 | 14,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,261,000 | 80,826,000 | 86,093,000 | 85,791,000 |