Call reports 2021
BOM BANK — 2021
What BOM BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 624,645,000 | 655,404,000 | 681,194,000 | 703,802,000 |
| Total loans | 541,897,000 | 554,615,000 | 581,399,000 | 593,209,000 |
| Allowance for loan losses | 3,750,000 | 4,000,000 | 4,500,000 | 5,000,000 |
| Securities available for sale | 16,263,000 | 16,123,000 | 16,969,000 | 23,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 562,154,000 | 550,565,000 | 583,409,000 | 639,257,000 |
| Interest-bearing deposits | 451,832,000 | 450,507,000 | 477,109,000 | 528,827,000 |
| Noninterest-bearing deposits | 110,322,000 | 100,058,000 | 106,300,000 | 110,430,000 |
| Equity capital | 60,158,000 | 61,731,000 | 62,787,000 | 62,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,908,000 | 14,859,000 | 22,368,000 | 30,225,000 |
| Interest expense | 625,000 | 1,249,000 | 1,910,000 | 2,622,000 |
| Net interest income | 6,283,000 | 13,610,000 | 20,458,000 | 27,603,000 |
| Noninterest income | 2,546,000 | 4,642,000 | 7,803,000 | 9,209,000 |
| Noninterest expense | 5,558,000 | 11,190,000 | 16,599,000 | 23,255,000 |
| Provision for loan losses | 193,000 | 520,000 | 963,000 | 1,483,000 |
| Pretax income | 3,078,000 | 6,542,000 | 10,699,000 | 12,074,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,078,000 | 6,542,000 | 10,699,000 | 12,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,235,000 | 58,790,000 | 59,987,000 | 60,301,000 |