Call reports 2020
BOM BANK — 2020
What BOM BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 522,675,000 | 610,023,000 | 624,048,000 | 647,702,000 |
| Total loans | 424,056,000 | 522,547,000 | 539,320,000 | 534,972,000 |
| Allowance for loan losses | 2,500,000 | 3,500,000 | 3,500,000 | 3,500,000 |
| Securities available for sale | 14,074,000 | 14,391,000 | 13,006,000 | 11,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,570,000 | 515,000,000 | 516,208,000 | 542,723,000 |
| Interest-bearing deposits | 379,785,000 | 398,989,000 | 412,949,000 | 443,745,000 |
| Noninterest-bearing deposits | 84,785,000 | 116,011,000 | 103,259,000 | 98,978,000 |
| Equity capital | 56,542,000 | 56,465,000 | 56,601,000 | 58,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,245,000 | 12,934,000 | 19,735,000 | 27,476,000 |
| Interest expense | 827,000 | 1,415,000 | 2,050,000 | 2,710,000 |
| Net interest income | 5,418,000 | 11,519,000 | 17,685,000 | 24,766,000 |
| Noninterest income | 1,765,000 | 2,820,000 | 4,861,000 | 7,308,000 |
| Noninterest expense | 4,574,000 | 9,979,000 | 15,351,000 | 20,294,000 |
| Provision for loan losses | 543,000 | 1,602,000 | 2,097,000 | 2,251,000 |
| Pretax income | 2,066,000 | 2,758,000 | 5,098,000 | 9,529,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,066,000 | 2,758,000 | 5,098,000 | 9,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,647,000 | 53,304,000 | 53,534,000 | 55,955,000 |
| Total capital | 56,147,000 | 56,804,000 | 57,034,000 | 59,455,000 |
| Risk-weighted assets | 403,148,000 | 403,888,000 | 412,664,000 | 422,963,000 |