Call reports 2019
BOM BANK — 2019
What BOM BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 428,699,000 | 450,593,000 | 476,958,000 | 506,584,000 |
| Total loans | 363,027,000 | 379,096,000 | 386,520,000 | 407,831,000 |
| Allowance for loan losses | 2,100,000 | 2,200,000 | 2,500,000 | 2,500,000 |
| Securities available for sale | 18,347,000 | 17,546,000 | 17,655,000 | 17,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,010,000 | 405,516,000 | 428,428,000 | 449,016,000 |
| Interest-bearing deposits | 318,079,000 | 328,190,000 | 345,782,000 | 367,890,000 |
| Noninterest-bearing deposits | 66,931,000 | 77,326,000 | 82,646,000 | 81,126,000 |
| Equity capital | 42,036,000 | 43,173,000 | 46,349,000 | 56,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,561,000 | 11,482,000 | 17,777,000 | 24,095,000 |
| Interest expense | 826,000 | 1,795,000 | 2,789,000 | 3,813,000 |
| Net interest income | 4,735,000 | 9,687,000 | 14,988,000 | 20,282,000 |
| Noninterest income | 2,210,000 | 4,311,000 | 6,809,000 | 8,366,000 |
| Noninterest expense | 4,257,000 | 8,653,000 | 13,205,000 | 18,953,000 |
| Provision for loan losses | 261,000 | 534,000 | 1,057,000 | 1,540,000 |
| Pretax income | 2,427,000 | 4,811,000 | 7,535,000 | 8,155,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,427,000 | 4,811,000 | 7,535,000 | 8,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,190,000 | 41,181,000 | 44,300,000 | 52,911,000 |
| Total capital | 42,290,000 | 43,381,000 | 46,800,000 | 55,411,000 |
| Risk-weighted assets | 341,198,000 | 354,660,000 | 376,084,000 | 389,590,000 |