Call reports 2018
BOM BANK — 2018
What BOM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 402,248,000 | 413,192,000 | 421,552,000 | 426,010,000 |
| Total loans | 322,723,000 | 333,025,000 | 338,974,000 | 354,710,000 |
| Allowance for loan losses | 1,425,000 | 1,800,000 | 1,900,000 | 2,000,000 |
| Securities available for sale | 15,770,000 | 15,596,000 | 12,475,000 | 18,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,584,000 | 369,473,000 | 377,787,000 | 372,832,000 |
| Interest-bearing deposits | 290,916,000 | 304,839,000 | 312,115,000 | 307,848,000 |
| Noninterest-bearing deposits | 71,668,000 | 64,634,000 | 65,672,000 | 64,984,000 |
| Equity capital | 38,161,000 | 41,987,000 | 41,774,000 | 40,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,742,000 | 9,836,000 | 15,075,000 | 20,515,000 |
| Interest expense | 391,000 | 1,049,000 | 1,830,000 | 2,637,000 |
| Net interest income | 4,351,000 | 8,787,000 | 13,245,000 | 17,878,000 |
| Noninterest income | 1,800,000 | 3,863,000 | 6,551,000 | 7,734,000 |
| Noninterest expense | 3,966,000 | 7,999,000 | 12,450,000 | 17,341,000 |
| Provision for loan losses | 422,000 | 904,000 | 1,293,000 | 1,612,000 |
| Pretax income | 1,778,000 | 3,763,000 | 6,090,000 | 6,696,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,778,000 | 3,763,000 | 6,090,000 | 6,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,189,000 | 40,103,000 | 40,231,000 | 39,145,000 |
| Total capital | 37,614,000 | 41,903,000 | 42,131,000 | 41,145,000 |
| Risk-weighted assets | 306,144,000 | 319,269,000 | 329,736,000 | 328,256,000 |