Call reports 2017
BOM BANK — 2017
What BOM BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 318,367,000 | 326,136,000 | 360,107,000 | 382,111,000 |
| Total loans | 251,866,000 | 264,164,000 | 298,648,000 | 311,655,000 |
| Allowance for loan losses | 900,000 | 1,000,000 | 1,200,000 | 1,200,000 |
| Securities available for sale | 16,516,000 | 16,302,000 | 15,756,000 | 16,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,373,000 | 290,786,000 | 323,458,000 | 343,334,000 |
| Interest-bearing deposits | 222,088,000 | 222,869,000 | 258,660,000 | 275,193,000 |
| Noninterest-bearing deposits | 61,285,000 | 67,917,000 | 64,798,000 | 68,141,000 |
| Equity capital | 33,613,000 | 34,038,000 | 35,263,000 | 37,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,710,000 | 7,551,000 | 11,885,000 | 16,444,000 |
| Interest expense | 338,000 | 690,000 | 1,081,000 | 1,524,000 |
| Net interest income | 3,372,000 | 6,861,000 | 10,804,000 | 14,920,000 |
| Noninterest income | 1,545,000 | 2,885,000 | 4,992,000 | 7,273,000 |
| Noninterest expense | 3,193,000 | 6,548,000 | 10,123,000 | 15,353,000 |
| Provision for loan losses | 111,000 | 274,000 | 575,000 | 819,000 |
| Pretax income | 1,613,000 | 2,944,000 | 5,119,000 | 6,042,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,613,000 | 2,944,000 | 5,119,000 | 6,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,521,000 | 31,895,000 | 33,163,000 | 35,729,000 |
| Total capital | 32,421,000 | 32,895,000 | 34,363,000 | 36,929,000 |
| Risk-weighted assets | 236,566,000 | 248,192,000 | 269,887,000 | 292,878,000 |