Call reports 2016
BOM BANK — 2016
What BOM BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 284,308,000 | 281,563,000 | 309,436,000 | 312,280,000 |
| Total loans | 223,956,000 | 225,812,000 | 238,958,000 | 249,187,000 |
| Allowance for loan losses | 1,050,000 | 1,050,000 | 1,050,000 | 850,000 |
| Securities available for sale | 29,243,000 | 23,718,000 | 17,351,000 | 16,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,884,000 | 245,732,000 | 273,259,000 | 277,579,000 |
| Interest-bearing deposits | 202,725,000 | 200,593,000 | 215,844,000 | 219,298,000 |
| Noninterest-bearing deposits | 47,159,000 | 45,139,000 | 57,415,000 | 58,281,000 |
| Equity capital | 33,141,000 | 33,760,000 | 34,342,000 | 33,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,333,000 | 6,749,000 | 10,314,000 | 13,922,000 |
| Interest expense | 349,000 | 688,000 | 1,040,000 | 1,391,000 |
| Net interest income | 2,984,000 | 6,061,000 | 9,274,000 | 12,531,000 |
| Noninterest income | 1,330,000 | 2,614,000 | 4,842,000 | 6,059,000 |
| Noninterest expense | 2,738,000 | 5,713,000 | 9,461,000 | 12,960,000 |
| Provision for loan losses | 88,000 | 167,000 | 288,000 | 566,000 |
| Pretax income | 1,488,000 | 2,795,000 | 4,368,000 | 5,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,488,000 | 2,795,000 | 4,368,000 | 5,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,068,000 | 31,505,000 | 32,073,000 | 31,764,000 |
| Total capital | 32,118,000 | 32,555,000 | 33,123,000 | 32,614,000 |
| Risk-weighted assets | 206,115,000 | 211,006,000 | 222,443,000 | 229,703,000 |