Call reports 2015
BOM BANK — 2015
What BOM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 219,630,000 | 223,245,000 | 225,354,000 | 234,304,000 |
| Total loans | 177,895,000 | 182,586,000 | 184,490,000 | 190,640,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 1,050,000 | 1,050,000 |
| Securities available for sale | 18,950,000 | 17,849,000 | 17,869,000 | 18,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,139,000 | 196,558,000 | 201,569,000 | 210,869,000 |
| Interest-bearing deposits | 165,499,000 | 166,904,000 | 170,836,000 | 173,570,000 |
| Noninterest-bearing deposits | 31,640,000 | 29,654,000 | 30,733,000 | 37,299,000 |
| Equity capital | 21,377,000 | 21,738,000 | 22,196,000 | 21,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,604,000 | 5,262,000 | 7,928,000 | 10,821,000 |
| Interest expense | 388,000 | 810,000 | 1,203,000 | 1,536,000 |
| Net interest income | 2,216,000 | 4,452,000 | 6,725,000 | 9,285,000 |
| Noninterest income | 1,029,000 | 2,631,000 | 3,801,000 | 4,848,000 |
| Noninterest expense | 1,993,000 | 4,228,000 | 6,430,000 | 9,357,000 |
| Provision for loan losses | 194,000 | 416,000 | 739,000 | 923,000 |
| Pretax income | 1,058,000 | 2,439,000 | 3,357,000 | 3,853,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,058,000 | 2,439,000 | 3,357,000 | 3,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,376,000 | 21,081,000 | 21,415,000 | 20,675,000 |
| Total capital | 21,376,000 | 22,081,000 | 22,465,000 | 21,725,000 |
| Risk-weighted assets | 164,132,000 | 171,501,000 | 173,763,000 | 177,053,000 |