Call reports 2014
BOM BANK — 2014
What BOM BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 208,129,000 | 208,012,000 | 209,348,000 | 209,237,000 |
| Total loans | 159,550,000 | 166,594,000 | 165,266,000 | 170,813,000 |
| Allowance for loan losses | 925,000 | 1,000,000 | 1,000,000 | 1,050,000 |
| Securities available for sale | 19,400,000 | 18,872,000 | 18,379,000 | 18,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,755,000 | 185,908,000 | 186,806,000 | 182,341,000 |
| Interest-bearing deposits | 161,724,000 | 160,635,000 | 162,030,000 | 157,068,000 |
| Noninterest-bearing deposits | 26,031,000 | 25,273,000 | 24,776,000 | 25,273,000 |
| Equity capital | 18,959,000 | 20,673,000 | 21,138,000 | 20,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,506,000 | 5,194,000 | 7,942,000 | 10,550,000 |
| Interest expense | 386,000 | 793,000 | 1,206,000 | 1,604,000 |
| Net interest income | 2,120,000 | 4,401,000 | 6,736,000 | 8,946,000 |
| Noninterest income | 850,000 | 1,735,000 | 2,396,000 | 2,967,000 |
| Noninterest expense | 1,857,000 | 3,770,000 | 5,761,000 | 8,290,000 |
| Provision for loan losses | 127,000 | 285,000 | 354,000 | 452,000 |
| Pretax income | 986,000 | 2,081,000 | 3,017,000 | 3,171,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 986,000 | 2,081,000 | 3,017,000 | 3,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,662,000 | 20,057,000 | 20,428,000 | 19,918,000 |
| Total capital | 19,587,000 | 21,057,000 | 21,428,000 | 20,968,000 |
| Risk-weighted assets | 149,059,000 | 155,872,000 | 155,200,000 | 159,377,000 |