Call reports 2013
BOM BANK — 2013
What BOM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 179,277,000 | 180,945,000 | 183,905,000 | 205,606,000 |
| Total loans | 140,395,000 | 140,938,000 | 142,536,000 | 157,271,000 |
| Allowance for loan losses | 900,000 | 900,000 | 900,000 | 925,000 |
| Securities available for sale | 17,150,000 | 16,231,000 | 18,755,000 | 19,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,954,000 | 162,193,000 | 164,739,000 | 181,123,000 |
| Interest-bearing deposits | 137,035,000 | 141,230,000 | 139,437,000 | 153,756,000 |
| Noninterest-bearing deposits | 22,919,000 | 20,963,000 | 25,302,000 | 27,367,000 |
| Equity capital | 18,159,000 | 17,427,000 | 17,694,000 | 18,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,348,000 | 4,684,000 | 7,082,000 | 9,540,000 |
| Interest expense | 344,000 | 695,000 | 1,051,000 | 1,425,000 |
| Net interest income | 2,004,000 | 3,989,000 | 6,031,000 | 8,115,000 |
| Noninterest income | 1,246,000 | 1,785,000 | 2,695,000 | 3,444,000 |
| Noninterest expense | 1,750,000 | 3,556,000 | 5,612,000 | 7,882,000 |
| Provision for loan losses | 44,000 | 62,000 | 82,000 | 215,000 |
| Pretax income | 1,456,000 | 2,156,000 | 3,032,000 | 3,462,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,456,000 | 2,156,000 | 3,032,000 | 3,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,177,000 | 17,313,000 | 17,523,000 | 18,277,000 |
| Total capital | 18,077,000 | 18,213,000 | 18,423,000 | 19,202,000 |
| Risk-weighted assets | 135,992,000 | 136,032,000 | 137,088,000 | 147,314,000 |