Call reports 2012
BOM BANK — 2012
What BOM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 174,014,000 | 170,992,000 | 175,272,000 | 172,933,000 |
| Total loans | 135,680,000 | 133,915,000 | 131,825,000 | 136,312,000 |
| Allowance for loan losses | 900,000 | 925,000 | 900,000 | 900,000 |
| Securities available for sale | 18,420,000 | 19,352,000 | 19,273,000 | 16,543,000 |
| Securities held to maturity | 350,000 | 350,000 | 350,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,837,000 | 152,350,000 | 156,064,000 | 153,989,000 |
| Interest-bearing deposits | 135,030,000 | 131,630,000 | 134,481,000 | 132,585,000 |
| Noninterest-bearing deposits | 20,807,000 | 20,720,000 | 21,583,000 | 21,404,000 |
| Equity capital | 17,106,000 | 17,450,000 | 18,057,000 | 17,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,417,000 | 4,815,000 | 7,140,000 | 9,503,000 |
| Interest expense | 407,000 | 794,000 | 1,167,000 | 1,523,000 |
| Net interest income | 2,010,000 | 4,021,000 | 5,973,000 | 7,980,000 |
| Noninterest income | 542,000 | 931,000 | 1,596,000 | 2,526,000 |
| Noninterest expense | 1,526,000 | 2,983,000 | 4,565,000 | 6,731,000 |
| Provision for loan losses | 101,000 | 127,000 | 164,000 | 184,000 |
| Pretax income | 1,050,000 | 1,967,000 | 2,965,000 | 3,930,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,050,000 | 1,967,000 | 2,965,000 | 3,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,062,000 | 16,214,000 | 16,636,000 | 16,722,000 |
| Total capital | 16,962,000 | 17,139,000 | 17,536,000 | 17,622,000 |
| Risk-weighted assets | 126,238,000 | 123,815,000 | 126,392,000 | 130,692,000 |