Call reports 2011
BOM BANK — 2011
What BOM BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 159,268,000 | 178,958,000 | 173,179,000 | 174,702,000 |
| Total loans | 122,666,000 | 138,281,000 | 132,352,000 | 135,744,000 |
| Allowance for loan losses | 715,000 | 850,000 | 870,000 | 900,000 |
| Securities available for sale | 20,406,000 | 22,794,000 | 21,845,000 | 21,682,000 |
| Securities held to maturity | 350,000 | 350,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,724,000 | 158,955,000 | 154,720,000 | 157,090,000 |
| Interest-bearing deposits | 128,444,000 | 141,328,000 | 131,978,000 | 138,530,000 |
| Noninterest-bearing deposits | 16,280,000 | 17,627,000 | 22,742,000 | 18,560,000 |
| Equity capital | 13,839,000 | 15,822,000 | 17,120,000 | 16,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,324,000 | 5,299,000 | 7,871,000 | 10,333,000 |
| Interest expense | 443,000 | 864,000 | 1,276,000 | 1,677,000 |
| Net interest income | 1,881,000 | 4,435,000 | 6,595,000 | 8,656,000 |
| Noninterest income | 309,000 | 3,199,000 | 3,890,000 | 4,314,000 |
| Noninterest expense | 1,317,000 | 2,928,000 | 4,335,000 | 6,212,000 |
| Provision for loan losses | 50,000 | 252,000 | 361,000 | 574,000 |
| Pretax income | 825,000 | 4,456,000 | 5,819,000 | 6,230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 825,000 | 4,456,000 | 5,819,000 | 6,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,067,000 | 15,438,000 | 16,151,000 | 15,687,000 |
| Total capital | 14,782,000 | 16,288,000 | 17,021,000 | 16,587,000 |
| Risk-weighted assets | 110,253,000 | 126,294,000 | 121,127,000 | 123,838,000 |