Call reports 2010
BOM BANK — 2010
What BOM BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 154,841,000 | 160,961,000 | 166,804,000 | 164,765,000 |
| Total loans | 119,611,000 | 125,902,000 | 129,681,000 | 125,854,000 |
| Allowance for loan losses | 562,000 | 583,000 | 651,000 | 700,000 |
| Securities available for sale | 14,599,000 | 20,274,000 | 20,998,000 | 19,248,000 |
| Securities held to maturity | 571,000 | 570,000 | 470,000 | 470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,739,000 | 140,091,000 | 151,815,000 | 151,472,000 |
| Interest-bearing deposits | 124,402,000 | 124,803,000 | 135,284,000 | 135,090,000 |
| Noninterest-bearing deposits | 17,337,000 | 15,288,000 | 16,531,000 | 16,382,000 |
| Equity capital | 12,523,000 | 13,159,000 | 14,131,000 | 12,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,246,000 | 4,651,000 | 7,114,000 | 9,494,000 |
| Interest expense | 560,000 | 1,076,000 | 1,605,000 | 2,108,000 |
| Net interest income | 1,686,000 | 3,575,000 | 5,509,000 | 7,386,000 |
| Noninterest income | 425,000 | 1,384,000 | 1,974,000 | 2,818,000 |
| Noninterest expense | 1,234,000 | 2,691,000 | 4,082,000 | 5,764,000 |
| Provision for loan losses | 75,000 | 150,000 | 325,000 | 485,000 |
| Pretax income | 818,000 | 2,134,000 | 3,105,000 | 3,984,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 818,000 | 2,134,000 | 3,105,000 | 3,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,613,000 | 13,189,000 | 13,659,000 | 13,692,000 |
| Total capital | 13,175,000 | 13,772,000 | 14,310,000 | 14,392,000 |
| Risk-weighted assets | 105,698,000 | 111,500,000 | 115,748,000 | 115,341,000 |