Call reports 2009
BOM BANK — 2009
What BOM BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 135,674,000 | 137,021,000 | 151,240,000 | 155,786,000 |
| Total loans | 102,625,000 | 108,783,000 | 111,750,000 | 117,956,000 |
| Allowance for loan losses | 400,000 | 410,000 | 400,000 | 500,000 |
| Securities available for sale | 12,027,000 | 11,365,000 | 18,614,000 | 19,751,000 |
| Securities held to maturity | 610,000 | 610,000 | 610,000 | 571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,927,000 | 113,062,000 | 129,527,000 | 133,669,000 |
| Interest-bearing deposits | 97,109,000 | 100,216,000 | 116,510,000 | 118,568,000 |
| Noninterest-bearing deposits | 14,818,000 | 12,846,000 | 13,017,000 | 15,101,000 |
| Equity capital | 10,902,000 | 10,992,000 | 11,640,000 | 12,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,988,000 | 4,046,000 | 6,184,000 | 8,506,000 |
| Interest expense | 751,000 | 1,475,000 | 2,174,000 | 2,808,000 |
| Net interest income | 1,237,000 | 2,571,000 | 4,010,000 | 5,698,000 |
| Noninterest income | 340,000 | 761,000 | 1,230,000 | 2,603,000 |
| Noninterest expense | 1,143,000 | 2,392,000 | 3,585,000 | 5,134,000 |
| Provision for loan losses | 51,000 | 104,000 | 290,000 | 580,000 |
| Pretax income | 392,000 | 851,000 | 1,386,000 | 2,668,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 392,000 | 851,000 | 1,386,000 | 2,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,850,000 | 11,114,000 | 11,428,000 | 12,245,000 |
| Total capital | 11,250,000 | 11,524,000 | 11,828,000 | 12,745,000 |
| Risk-weighted assets | 91,373,000 | 95,416,000 | 100,059,000 | 106,549,000 |