Call reports 2007
BOM BANK — 2007
What BOM BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,255,000 | 94,796,000 | 102,901,000 | 107,042,000 |
| Total loans | 57,843,000 | 68,535,000 | 74,794,000 | 80,248,000 |
| Allowance for loan losses | 435,000 | 424,000 | 450,000 | 347,000 |
| Securities available for sale | 14,762,000 | 14,095,000 | 14,485,000 | 13,588,000 |
| Securities held to maturity | 1,129,000 | 1,129,000 | 1,129,000 | 1,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,772,000 | 75,351,000 | 86,441,000 | 84,257,000 |
| Interest-bearing deposits | 57,394,000 | 65,104,000 | 75,692,000 | 73,428,000 |
| Noninterest-bearing deposits | 9,378,000 | 10,247,000 | 10,749,000 | 10,829,000 |
| Equity capital | 6,938,000 | 6,695,000 | 7,697,000 | 8,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,396,000 | 2,957,000 | 4,723,000 | 6,559,000 |
| Interest expense | 617,000 | 1,316,000 | 2,200,000 | 3,109,000 |
| Net interest income | 779,000 | 1,641,000 | 2,523,000 | 3,450,000 |
| Noninterest income | 335,000 | 721,000 | 1,088,000 | 1,503,000 |
| Noninterest expense | 783,000 | 1,745,000 | 2,787,000 | 4,076,000 |
| Provision for loan losses | 0 | 8,000 | 73,000 | 73,000 |
| Pretax income | 331,000 | 610,000 | 752,000 | 805,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 331,000 | 610,000 | 752,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,365,000 | 7,415,000 | 8,316,000 | 8,669,000 |
| Total capital | 7,800,000 | 7,839,000 | 8,766,000 | 9,016,000 |
| Risk-weighted assets | 56,665,000 | 67,578,000 | 73,640,000 | 76,818,000 |