Call reports 2006
BOM BANK — 2006
What BOM BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 81,603,000 | 82,333,000 | 83,090,000 | 84,062,000 |
| Total loans | 53,579,000 | 57,961,000 | 57,244,000 | 56,527,000 |
| Allowance for loan losses | 590,000 | 600,000 | 573,000 | 478,000 |
| Securities available for sale | 14,037,000 | 13,526,000 | 14,661,000 | 15,154,000 |
| Securities held to maturity | 1,279,000 | 1,279,000 | 1,280,000 | 1,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,643,000 | 65,246,000 | 66,024,000 | 68,625,000 |
| Interest-bearing deposits | 53,857,000 | 56,225,000 | 56,594,000 | 59,477,000 |
| Noninterest-bearing deposits | 9,786,000 | 9,021,000 | 9,430,000 | 9,148,000 |
| Equity capital | 6,373,000 | 6,118,000 | 6,671,000 | 6,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,348,000 | 2,693,000 | 4,107,000 | 5,533,000 |
| Interest expense | 513,000 | 1,038,000 | 1,652,000 | 2,262,000 |
| Net interest income | 835,000 | 1,655,000 | 2,455,000 | 3,271,000 |
| Noninterest income | 228,000 | 533,000 | 870,000 | 1,218,000 |
| Noninterest expense | 713,000 | 1,467,000 | 2,222,000 | 3,142,000 |
| Provision for loan losses | 21,000 | 97,000 | 132,000 | 132,000 |
| Pretax income | 329,000 | 620,000 | 967,000 | 1,217,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 329,000 | 620,000 | 967,000 | 1,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,076,000 | 7,126,000 | 7,248,000 | 7,269,000 |
| Total capital | 7,666,000 | 7,726,000 | 7,821,000 | 7,747,000 |
| Risk-weighted assets | 49,694,000 | 54,929,000 | 55,321,000 | 49,108,000 |