Call reports 2003
BOM BANK — 2003
What BOM BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 62,659,000 | 64,216,000 | 66,398,000 | 66,263,000 |
| Total loans | 39,126,000 | 40,946,000 | 42,377,000 | 42,394,000 |
| Allowance for loan losses | 614,000 | 565,000 | 582,000 | 706,000 |
| Securities available for sale | 7,902,000 | 13,941,000 | 15,094,000 | 14,945,000 |
| Securities held to maturity | 1,592,000 | 1,342,000 | 1,382,000 | 1,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,861,000 | 50,840,000 | 50,218,000 | 51,522,000 |
| Interest-bearing deposits | 45,619,000 | 44,960,000 | 43,897,000 | 43,782,000 |
| Noninterest-bearing deposits | 5,242,000 | 5,880,000 | 6,321,000 | 7,740,000 |
| Equity capital | 4,473,000 | 4,516,000 | 4,315,000 | 4,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,052,000 | 3,149,000 | 4,264,000 |
| Interest expense | 412,000 | 762,000 | 1,113,000 | 1,479,000 |
| Net interest income | 592,000 | 1,290,000 | 2,036,000 | 2,785,000 |
| Noninterest income | 176,000 | 436,000 | 648,000 | 788,000 |
| Noninterest expense | 527,000 | 1,121,000 | 1,716,000 | 2,485,000 |
| Provision for loan losses | 165,000 | 165,000 | 221,000 | 415,000 |
| Pretax income | 110,000 | 474,000 | 781,000 | 710,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 474,000 | 781,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,380,000 | 4,314,000 | 4,399,000 | 4,833,000 |
| Total capital | 4,857,000 | 4,811,000 | 4,933,000 | 5,372,000 |
| Risk-weighted assets | 37,988,000 | 39,630,000 | 42,657,000 | 42,880,000 |