Call reports 2002
BOM BANK — 2002
What BOM BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 46,699,000 | 49,097,000 | 54,967,000 | 60,764,000 |
| Total loans | 31,973,000 | 34,523,000 | 37,438,000 | 39,641,000 |
| Allowance for loan losses | 328,000 | 345,000 | 360,000 | 481,000 |
| Securities available for sale | 5,132,000 | 5,346,000 | 6,018,000 | 6,665,000 |
| Securities held to maturity | 2,366,000 | 2,366,000 | 2,116,000 | 1,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,916,000 | 40,933,000 | 45,090,000 | 48,919,000 |
| Interest-bearing deposits | 35,941,000 | 36,368,000 | 40,386,000 | 43,787,000 |
| Noninterest-bearing deposits | 4,975,000 | 4,565,000 | 4,704,000 | 5,132,000 |
| Equity capital | 3,633,000 | 4,517,000 | 4,686,000 | 4,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 872,000 | 1,796,000 | 2,784,000 | 3,820,000 |
| Interest expense | 317,000 | 639,000 | 1,000,000 | 1,378,000 |
| Net interest income | 555,000 | 1,157,000 | 1,784,000 | 2,442,000 |
| Noninterest income | 172,000 | 329,000 | 497,000 | 685,000 |
| Noninterest expense | 472,000 | 1,005,000 | 1,521,000 | 2,141,000 |
| Provision for loan losses | 23,000 | 52,000 | 94,000 | 237,000 |
| Pretax income | 232,000 | 429,000 | 666,000 | 749,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | 429,000 | 666,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,690,000 | 4,358,000 | 4,404,000 | 4,270,000 |
| Total capital | 4,018,000 | 4,703,000 | 4,764,000 | 4,751,000 |
| Risk-weighted assets | 31,488,000 | 33,367,000 | 36,147,000 | 38,809,000 |