Call reports 2001
BOM BANK — 2001
What BOM BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,396,000 | 41,779,000 | 43,415,000 | 44,896,000 |
| Total loans | 21,813,000 | 24,521,000 | 26,761,000 | 29,812,000 |
| Allowance for loan losses | 200,000 | 200,000 | 266,000 | 328,000 |
| Securities available for sale | 3,307,000 | 3,827,000 | 3,214,000 | 4,082,000 |
| Securities held to maturity | 2,268,000 | 2,531,000 | 2,771,000 | 2,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,539,000 | 35,798,000 | 37,298,000 | 39,085,000 |
| Interest-bearing deposits | 26,135,000 | 31,430,000 | 32,880,000 | 33,777,000 |
| Noninterest-bearing deposits | 4,404,000 | 4,368,000 | 4,418,000 | 5,308,000 |
| Equity capital | 3,634,000 | 3,657,000 | 3,811,000 | 3,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,503,000 | 2,367,000 | 3,247,000 |
| Interest expense | 301,000 | 681,000 | 1,071,000 | 1,447,000 |
| Net interest income | 412,000 | 822,000 | 1,296,000 | 1,800,000 |
| Noninterest income | 132,000 | 274,000 | 405,000 | 476,000 |
| Noninterest expense | 417,000 | 870,000 | 1,228,000 | 1,711,000 |
| Provision for loan losses | 1,000 | 10,000 | 94,000 | 179,000 |
| Pretax income | 126,000 | 216,000 | 380,000 | 388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 216,000 | 380,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,629,000 | 3,657,000 | 3,718,000 | 3,622,000 |
| Total capital | 3,829,000 | 3,857,000 | 3,984,000 | 3,950,000 |
| Risk-weighted assets | 21,659,000 | 25,226,000 | 27,049,000 | 28,579,000 |