Call reports 2010
BANK OF TUCSON — 2010
What BANK OF TUCSON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 209,500,000 | 229,050,000 | 214,934,000 | 224,412,000 |
| Total loans | 164,836,000 | 154,913,000 | 147,632,000 | 159,334,000 |
| Allowance for loan losses | 2,116,000 | 2,257,000 | 2,326,000 | 2,380,000 |
| Securities available for sale | 4,012,000 | 4,010,000 | 4,009,000 | 4,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,004,000 | 208,275,000 | 198,925,000 | 208,159,000 |
| Interest-bearing deposits | 116,998,000 | 129,011,000 | 130,423,000 | 139,344,000 |
| Noninterest-bearing deposits | 72,006,000 | 79,264,000 | 68,502,000 | 68,815,000 |
| Equity capital | 19,635,000 | 20,092,000 | 15,369,000 | 15,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,054,000 | 5,999,000 | 8,656,000 | 11,434,000 |
| Interest expense | 305,000 | 563,000 | 837,000 | 1,043,000 |
| Net interest income | 2,749,000 | 5,436,000 | 7,819,000 | 10,391,000 |
| Noninterest income | 125,000 | 148,000 | 329,000 | 308,000 |
| Noninterest expense | 1,536,000 | 2,953,000 | 4,508,000 | 6,074,000 |
| Provision for loan losses | 305,000 | 844,000 | 1,407,000 | 2,105,000 |
| Pretax income | 1,033,000 | 1,787,000 | 2,233,000 | 2,520,000 |
| Income tax | 400,000 | 696,000 | 864,000 | 959,000 |
| Net income | 633,000 | 1,091,000 | 1,369,000 | 1,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,634,000 | 20,091,000 | 15,369,000 | 15,561,000 |
| Total capital | 21,750,000 | 22,135,000 | 17,314,000 | 17,653,000 |
| Risk-weighted assets | 170,726,000 | 163,289,000 | 155,253,000 | 167,091,000 |