Call reports 2009
BANK OF TUCSON — 2009
What BANK OF TUCSON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 197,014,000 | 205,051,000 | 207,005,000 | 205,090,000 |
| Total loans | 162,747,000 | 153,309,000 | 153,793,000 | 168,644,000 |
| Allowance for loan losses | 1,384,000 | 1,552,000 | 1,936,000 | 1,904,000 |
| Securities available for sale | 1,350,000 | 1,125,000 | 4,011,000 | 4,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,618,000 | 186,448,000 | 187,638,000 | 172,471,000 |
| Interest-bearing deposits | 118,676,000 | 126,538,000 | 137,438,000 | 119,399,000 |
| Noninterest-bearing deposits | 59,942,000 | 59,910,000 | 50,200,000 | 53,072,000 |
| Equity capital | 17,427,000 | 17,698,000 | 18,744,000 | 19,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,108,000 | 6,039,000 | 8,913,000 | 11,912,000 |
| Interest expense | 430,000 | 819,000 | 1,201,000 | 1,543,000 |
| Net interest income | 2,678,000 | 5,220,000 | 7,712,000 | 10,369,000 |
| Noninterest income | 96,000 | 288,000 | 501,000 | 559,000 |
| Noninterest expense | 1,405,000 | 2,915,000 | 4,147,000 | 5,451,000 |
| Provision for loan losses | 314,000 | 848,000 | 1,664,000 | 2,656,000 |
| Pretax income | 1,055,000 | 1,745,000 | 2,402,000 | 2,821,000 |
| Income tax | 409,000 | 679,000 | 935,000 | 1,097,000 |
| Net income | 646,000 | 1,066,000 | 1,467,000 | 1,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,922,000 | 18,342,000 | 18,743,000 | 19,000,000 |
| Total capital | 19,306,000 | 19,894,000 | 20,679,000 | 20,904,000 |
| Risk-weighted assets | 177,786,000 | 166,127,000 | 164,223,000 | 177,083,000 |