Call reports 2008
BANK OF TUCSON — 2008
What BANK OF TUCSON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 186,015,000 | 179,728,000 | 176,689,000 | 189,877,000 |
| Total loans | 157,919,000 | 154,487,000 | 155,899,000 | 168,390,000 |
| Allowance for loan losses | 1,275,000 | 1,406,000 | 1,350,000 | 1,550,000 |
| Securities available for sale | 0 | 0 | 1,323,000 | 1,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,642,000 | 160,951,000 | 152,701,000 | 165,924,000 |
| Interest-bearing deposits | 106,782,000 | 105,232,000 | 109,587,000 | 113,022,000 |
| Noninterest-bearing deposits | 59,860,000 | 55,719,000 | 43,114,000 | 52,902,000 |
| Equity capital | 18,017,000 | 18,002,000 | 18,030,000 | 17,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,385,000 | 6,444,000 | 9,440,000 | 12,578,000 |
| Interest expense | 647,000 | 1,122,000 | 1,582,000 | 2,050,000 |
| Net interest income | 2,738,000 | 5,322,000 | 7,858,000 | 10,528,000 |
| Noninterest income | 165,000 | 339,000 | 566,000 | 805,000 |
| Noninterest expense | 1,257,000 | 2,635,000 | 3,936,000 | 5,190,000 |
| Provision for loan losses | -343,000 | -208,000 | -248,000 | 85,000 |
| Pretax income | 1,989,000 | 3,234,000 | 4,736,000 | 6,058,000 |
| Income tax | 771,000 | 1,256,000 | 1,839,000 | 2,341,000 |
| Net income | 1,218,000 | 1,978,000 | 2,897,000 | 3,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,017,000 | 18,002,000 | 18,147,000 | 17,276,000 |
| Total capital | 19,292,000 | 19,408,000 | 19,497,000 | 18,826,000 |
| Risk-weighted assets | 169,120,000 | 166,590,000 | 167,434,000 | 183,526,000 |