Call reports 2007
BANK OF TUCSON — 2007
What BANK OF TUCSON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 189,445,000 | 182,030,000 | 174,492,000 | 187,489,000 |
| Total loans | 156,525,000 | 149,891,000 | 151,616,000 | 168,427,000 |
| Allowance for loan losses | 1,485,000 | 1,295,000 | 1,300,000 | 1,385,000 |
| Securities available for sale | 2,481,000 | 2,456,000 | 2,495,000 | 2,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,686,000 | 159,175,000 | 155,919,000 | 157,727,000 |
| Interest-bearing deposits | 115,905,000 | 102,739,000 | 111,195,000 | 95,846,000 |
| Noninterest-bearing deposits | 55,781,000 | 56,436,000 | 44,724,000 | 61,881,000 |
| Equity capital | 16,444,000 | 16,887,000 | 17,291,000 | 17,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,869,000 | 7,682,000 | 11,527,000 | 15,342,000 |
| Interest expense | 798,000 | 1,554,000 | 2,338,000 | 3,084,000 |
| Net interest income | 3,071,000 | 6,128,000 | 9,189,000 | 12,258,000 |
| Noninterest income | 159,000 | 302,000 | 445,000 | 657,000 |
| Noninterest expense | 1,326,000 | 2,741,000 | 4,098,000 | 5,632,000 |
| Provision for loan losses | 11,000 | -182,000 | -177,000 | -93,000 |
| Pretax income | 1,893,000 | 3,871,000 | 5,713,000 | 7,376,000 |
| Income tax | 735,000 | 1,503,000 | 2,217,000 | 2,849,000 |
| Net income | 1,158,000 | 2,368,000 | 3,496,000 | 4,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,455,000 | 16,915,000 | 17,293,000 | 17,574,000 |
| Total capital | 17,940,000 | 18,210,000 | 18,593,000 | 18,959,000 |
| Risk-weighted assets | 169,866,000 | 161,241,000 | 164,097,000 | 177,967,000 |