Call reports 2006
BANK OF TUCSON — 2006
What BANK OF TUCSON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 176,832,000 | 176,549,000 | 176,903,000 | 187,706,000 |
| Total loans | 137,807,000 | 145,442,000 | 146,017,000 | 160,486,000 |
| Allowance for loan losses | 1,220,000 | 1,322,000 | 1,379,000 | 1,472,000 |
| Securities available for sale | 6,433,000 | 3,427,000 | 2,472,000 | 2,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,644,000 | 160,076,000 | 159,411,000 | 170,474,000 |
| Interest-bearing deposits | 104,831,000 | 106,045,000 | 109,573,000 | 112,714,000 |
| Noninterest-bearing deposits | 55,813,000 | 54,031,000 | 49,838,000 | 57,760,000 |
| Equity capital | 14,806,000 | 15,436,000 | 16,159,000 | 16,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,265,000 | 6,870,000 | 10,654,000 | 14,592,000 |
| Interest expense | 489,000 | 1,072,000 | 1,805,000 | 2,589,000 |
| Net interest income | 2,776,000 | 5,798,000 | 8,849,000 | 12,003,000 |
| Noninterest income | 173,000 | 328,000 | 566,000 | 766,000 |
| Noninterest expense | 1,224,000 | 2,492,000 | 3,776,000 | 5,092,000 |
| Provision for loan losses | 12,000 | 96,000 | 150,000 | 242,000 |
| Pretax income | 1,713,000 | 3,538,000 | 5,489,000 | 7,435,000 |
| Income tax | 655,000 | 1,346,000 | 2,103,000 | 2,779,000 |
| Net income | 1,058,000 | 2,192,000 | 3,386,000 | 4,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,849,000 | 15,483,000 | 16,177,000 | 16,047,000 |
| Total capital | 16,069,000 | 16,805,000 | 17,556,000 | 17,519,000 |
| Risk-weighted assets | 150,126,000 | 155,769,000 | 155,624,000 | 174,148,000 |