Call reports 2005
BANK OF TUCSON — 2005
What BANK OF TUCSON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 170,473,000 | 170,989,000 | 193,814,000 | 167,639,000 |
| Total loans | 120,046,000 | 126,127,000 | 125,742,000 | 144,505,000 |
| Allowance for loan losses | 1,195,000 | 1,255,000 | 1,255,000 | 1,405,000 |
| Securities available for sale | 12,032,000 | 11,034,000 | 9,451,000 | 6,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,571,000 | 156,846,000 | 179,117,000 | 152,308,000 |
| Interest-bearing deposits | 104,238,000 | 101,583,000 | 112,888,000 | 102,360,000 |
| Noninterest-bearing deposits | 52,333,000 | 55,263,000 | 66,229,000 | 49,948,000 |
| Equity capital | 12,778,000 | 13,338,000 | 13,818,000 | 14,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,621,000 | 5,731,000 | 8,759,000 | 12,154,000 |
| Interest expense | 369,000 | 795,000 | 1,290,000 | 1,762,000 |
| Net interest income | 2,252,000 | 4,936,000 | 7,469,000 | 10,392,000 |
| Noninterest income | 153,000 | 298,000 | 465,000 | 598,000 |
| Noninterest expense | 1,092,000 | 2,217,000 | 3,321,000 | 4,554,000 |
| Provision for loan losses | 25,000 | 85,000 | 85,000 | 376,000 |
| Pretax income | 1,288,000 | 2,932,000 | 4,534,000 | 6,066,000 |
| Income tax | 496,000 | 1,121,000 | 1,744,000 | 2,334,000 |
| Net income | 792,000 | 1,811,000 | 2,790,000 | 3,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,851,000 | 13,370,000 | 13,849,000 | 14,291,000 |
| Total capital | 14,046,000 | 14,625,000 | 15,104,000 | 15,696,000 |
| Risk-weighted assets | 136,052,000 | 139,891,000 | 141,683,000 | 148,881,000 |