Call reports 2004
BANK OF TUCSON — 2004
What BANK OF TUCSON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 159,920,000 | 156,352,000 | 157,949,000 | 168,469,000 |
| Total loans | 102,242,000 | 101,552,000 | 108,079,000 | 116,006,000 |
| Allowance for loan losses | 1,075,000 | 1,075,000 | 1,125,000 | 1,170,000 |
| Securities available for sale | 10,954,000 | 14,893,000 | 14,857,000 | 12,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,167,000 | 143,891,000 | 145,038,000 | 155,247,000 |
| Interest-bearing deposits | 99,563,000 | 97,738,000 | 104,098,000 | 105,737,000 |
| Noninterest-bearing deposits | 47,604,000 | 46,153,000 | 40,940,000 | 49,510,000 |
| Equity capital | 11,722,000 | 11,940,000 | 12,246,000 | 12,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,309,000 | 4,487,000 | 6,878,000 | 9,542,000 |
| Interest expense | 321,000 | 637,000 | 962,000 | 1,305,000 |
| Net interest income | 1,988,000 | 3,850,000 | 5,916,000 | 8,237,000 |
| Noninterest income | 188,000 | 398,000 | 544,000 | 705,000 |
| Noninterest expense | 975,000 | 1,976,000 | 2,980,000 | 4,039,000 |
| Provision for loan losses | -74,000 | -73,000 | -23,000 | 121,000 |
| Pretax income | 1,278,000 | 2,348,000 | 3,506,000 | 4,785,000 |
| Income tax | 489,000 | 901,000 | 1,347,000 | 1,823,000 |
| Net income | 789,000 | 1,447,000 | 2,159,000 | 2,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,670,000 | 11,945,000 | 12,207,000 | 12,559,000 |
| Total capital | 12,745,000 | 13,020,000 | 13,332,000 | 13,729,000 |
| Risk-weighted assets | 119,323,000 | 119,409,000 | 125,529,000 | 133,517,000 |