Call reports 2003
BANK OF TUCSON — 2003
What BANK OF TUCSON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 141,084,000 | 145,481,000 | 146,308,000 | 157,717,000 |
| Total loans | 90,649,000 | 88,951,000 | 94,063,000 | 102,526,000 |
| Allowance for loan losses | 1,164,000 | 1,077,000 | 1,107,000 | 1,149,000 |
| Securities available for sale | 10,849,000 | 16,303,000 | 18,423,000 | 20,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,327,000 | 133,855,000 | 134,336,000 | 145,659,000 |
| Interest-bearing deposits | 97,637,000 | 103,436,000 | 101,121,000 | 103,113,000 |
| Noninterest-bearing deposits | 31,690,000 | 30,419,000 | 33,215,000 | 42,546,000 |
| Equity capital | 10,791,000 | 10,934,000 | 11,084,000 | 11,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,101,000 | 4,290,000 | 6,532,000 | 8,888,000 |
| Interest expense | 446,000 | 888,000 | 1,266,000 | 1,635,000 |
| Net interest income | 1,655,000 | 3,402,000 | 5,266,000 | 7,253,000 |
| Noninterest income | 180,000 | 332,000 | 529,000 | 694,000 |
| Noninterest expense | 888,000 | 1,823,000 | 2,808,000 | 3,672,000 |
| Provision for loan losses | -300,000 | -300,000 | -270,000 | -227,000 |
| Pretax income | 1,247,000 | 2,211,000 | 3,257,000 | 4,502,000 |
| Income tax | 467,000 | 835,000 | 1,244,000 | 1,726,000 |
| Net income | 780,000 | 1,376,000 | 2,013,000 | 2,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,752,000 | 10,883,000 | 11,026,000 | 11,322,000 |
| Total capital | 11,916,000 | 11,960,000 | 12,133,000 | 12,471,000 |
| Risk-weighted assets | 105,799,000 | 104,637,000 | 109,390,000 | 118,989,000 |