Call reports 2002
BANK OF TUCSON — 2002
What BANK OF TUCSON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 121,726,000 | 126,211,000 | 128,645,000 | 132,075,000 |
| Total loans | 88,243,000 | 89,726,000 | 94,084,000 | 90,813,000 |
| Allowance for loan losses | 1,311,000 | 1,404,000 | 1,500,000 | 1,461,000 |
| Securities available for sale | 6,360,000 | 7,520,000 | 11,407,000 | 7,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,840,000 | 115,234,000 | 117,369,000 | 121,126,000 |
| Interest-bearing deposits | 79,848,000 | 84,992,000 | 89,064,000 | 89,910,000 |
| Noninterest-bearing deposits | 30,992,000 | 30,242,000 | 28,305,000 | 31,216,000 |
| Equity capital | 10,180,000 | 10,519,000 | 10,837,000 | 10,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,268,000 | 4,336,000 | 6,631,000 | 8,848,000 |
| Interest expense | 507,000 | 1,003,000 | 1,535,000 | 2,015,000 |
| Net interest income | 1,761,000 | 3,333,000 | 5,096,000 | 6,833,000 |
| Noninterest income | 164,000 | 533,000 | 809,000 | 1,059,000 |
| Noninterest expense | 968,000 | 1,936,000 | 2,737,000 | 3,664,000 |
| Provision for loan losses | 87,000 | 180,000 | 448,000 | 504,000 |
| Pretax income | 870,000 | 1,750,000 | 2,720,000 | 3,724,000 |
| Income tax | 297,000 | 597,000 | 1,032,000 | 1,412,000 |
| Net income | 573,000 | 1,153,000 | 1,688,000 | 2,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,233,000 | 10,512,000 | 10,798,000 | 10,422,000 |
| Total capital | 11,460,000 | 11,747,000 | 12,094,000 | 11,729,000 |
| Risk-weighted assets | 98,083,000 | 98,640,000 | 103,444,000 | 104,433,000 |