Call reports 2006
JOHNSONVILLE STATE BANK — 2006
What JOHNSONVILLE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 21,016,000 | 21,722,000 | 21,706,000 | 21,920,000 |
| Total loans | 10,841,000 | 10,404,000 | 10,553,000 | 10,478,000 |
| Allowance for loan losses | 175,000 | 156,000 | 107,000 | 156,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,092,000 | 7,097,000 | 5,591,000 | 3,197,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,560,000 | 18,244,000 | 18,163,000 | 18,411,000 |
| Interest-bearing deposits | 14,391,000 | 14,927,000 | 14,664,000 | 15,160,000 |
| Noninterest-bearing deposits | 3,169,000 | 3,317,000 | 3,499,000 | 3,251,000 |
| Equity capital | 3,326,000 | 3,337,000 | 3,374,000 | 3,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 644,000 | 973,000 | 1,310,000 |
| Interest expense | 84,000 | 181,000 | 283,000 | 400,000 |
| Net interest income | 241,000 | 463,000 | 690,000 | 910,000 |
| Noninterest income | 32,000 | 56,000 | 81,000 | 111,000 |
| Noninterest expense | 199,000 | 386,000 | 559,000 | 741,000 |
| Provision for loan losses | 33,000 | 56,000 | 81,000 | 228,000 |
| Pretax income | 41,000 | 77,000 | 131,000 | 52,000 |
| Income tax | 30,000 | 55,000 | 72,000 | 7,000 |
| Net income | 11,000 | 22,000 | 59,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,326,000 | 3,337,000 | 3,374,000 | 3,360,000 |
| Total capital | 3,464,000 | 3,474,000 | 3,481,000 | 3,499,000 |
| Risk-weighted assets | 10,997,000 | 10,871,000 | 10,963,000 | 11,036,000 |