Call reports 2004
JOHNSONVILLE STATE BANK — 2004
What JOHNSONVILLE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 22,253,000 | 22,623,000 | 22,283,000 | 21,288,000 |
| Total loans | 11,182,000 | 11,222,000 | 11,595,000 | 11,531,000 |
| Allowance for loan losses | 173,000 | 175,000 | 185,000 | 198,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,349,000 | 7,300,000 | 8,296,000 | 7,373,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,971,000 | 19,340,000 | 18,930,000 | 17,919,000 |
| Interest-bearing deposits | 15,136,000 | 15,782,000 | 15,696,000 | 14,674,000 |
| Noninterest-bearing deposits | 3,835,000 | 3,558,000 | 3,234,000 | 3,245,000 |
| Equity capital | 3,171,000 | 3,204,000 | 3,248,000 | 3,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 636,000 | 963,000 | 1,287,000 |
| Interest expense | 55,000 | 108,000 | 167,000 | 226,000 |
| Net interest income | 262,000 | 528,000 | 796,000 | 1,061,000 |
| Noninterest income | 44,000 | 81,000 | 115,000 | 148,000 |
| Noninterest expense | 194,000 | 385,000 | 584,000 | 800,000 |
| Provision for loan losses | 3,000 | 16,000 | 27,000 | 53,000 |
| Pretax income | 109,000 | 208,000 | 300,000 | 356,000 |
| Income tax | 30,000 | 68,000 | 116,000 | 186,000 |
| Net income | 79,000 | 140,000 | 184,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,171,000 | 3,204,000 | 3,248,000 | 3,280,000 |
| Total capital | 3,315,000 | 3,352,000 | 3,396,000 | 3,427,000 |
| Risk-weighted assets | 11,572,000 | 11,801,000 | 11,725,000 | 11,701,000 |