Call reports 2003
JOHNSONVILLE STATE BANK — 2003
What JOHNSONVILLE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,818,000 | 21,362,000 | 21,592,000 | 21,395,000 |
| Total loans | 9,615,000 | 10,161,000 | 10,080,000 | 10,701,000 |
| Allowance for loan losses | 120,000 | 126,000 | 130,000 | 175,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,743,000 | 6,948,000 | 6,049,000 | 9,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,627,000 | 18,145,000 | 18,366,000 | 18,129,000 |
| Interest-bearing deposits | 14,112,000 | 14,811,000 | 14,874,000 | 14,582,000 |
| Noninterest-bearing deposits | 3,515,000 | 3,334,000 | 3,492,000 | 3,547,000 |
| Equity capital | 3,058,000 | 3,110,000 | 3,122,000 | 3,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 594,000 | 894,000 | 1,204,000 |
| Interest expense | 59,000 | 122,000 | 181,000 | 239,000 |
| Net interest income | 236,000 | 472,000 | 713,000 | 965,000 |
| Noninterest income | 36,000 | 72,000 | 109,000 | 157,000 |
| Noninterest expense | 167,000 | 357,000 | 551,000 | 759,000 |
| Provision for loan losses | 3,000 | 6,000 | 13,000 | 58,000 |
| Pretax income | 102,000 | 181,000 | 258,000 | 305,000 |
| Income tax | 34,000 | 61,000 | 141,000 | 88,000 |
| Net income | 68,000 | 120,000 | 117,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,058,000 | 3,110,000 | 3,122,000 | 3,170,000 |
| Total capital | 3,178,000 | 3,236,000 | 3,252,000 | 3,309,000 |
| Risk-weighted assets | 10,125,000 | 10,867,000 | 10,889,000 | 11,113,000 |