Call reports 2002
JOHNSONVILLE STATE BANK — 2002
What JOHNSONVILLE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,177,000 | 19,915,000 | 20,731,000 | 20,887,000 |
| Total loans | 9,613,000 | 9,874,000 | 9,780,000 | 9,722,000 |
| Allowance for loan losses | 139,000 | 136,000 | 130,000 | 122,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,890,000 | 7,388,000 | 7,050,000 | 7,243,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,091,000 | 16,786,000 | 17,473,000 | 17,675,000 |
| Interest-bearing deposits | 14,291,000 | 14,078,000 | 14,488,000 | 13,984,000 |
| Noninterest-bearing deposits | 2,800,000 | 2,708,000 | 2,985,000 | 3,691,000 |
| Equity capital | 2,875,000 | 2,973,000 | 3,096,000 | 3,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 639,000 | 967,000 | 1,265,000 |
| Interest expense | 91,000 | 161,000 | 226,000 | 288,000 |
| Net interest income | 231,000 | 478,000 | 741,000 | 977,000 |
| Noninterest income | 36,000 | 74,000 | 110,000 | 150,000 |
| Noninterest expense | 182,000 | 366,000 | 535,000 | 798,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 30,000 |
| Pretax income | 73,000 | 174,000 | 304,000 | 299,000 |
| Income tax | 41,000 | 44,000 | 51,000 | 92,000 |
| Net income | 32,000 | 130,000 | 253,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,875,000 | 2,973,000 | 3,096,000 | 3,050,000 |
| Total capital | 3,003,000 | 3,100,000 | 3,223,000 | 3,172,000 |
| Risk-weighted assets | 10,226,000 | 10,112,000 | 10,116,000 | 10,134,000 |