Call reports 2001
JOHNSONVILLE STATE BANK — 2001
What JOHNSONVILLE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,314,000 | 21,007,000 | 21,156,000 | 21,185,000 |
| Total loans | 9,932,000 | 9,894,000 | 9,886,000 | 9,862,000 |
| Allowance for loan losses | 125,000 | 127,000 | 130,000 | 127,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,882,000 | 6,982,000 | 7,491,000 | 7,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,317,000 | 18,003,000 | 18,145,000 | 18,080,000 |
| Interest-bearing deposits | 14,819,000 | 15,647,000 | 15,499,000 | 15,516,000 |
| Noninterest-bearing deposits | 2,498,000 | 2,356,000 | 2,646,000 | 2,564,000 |
| Equity capital | 2,735,000 | 2,745,000 | 2,760,000 | 2,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 787,000 | 1,155,000 | 1,507,000 |
| Interest expense | 172,000 | 348,000 | 512,000 | 647,000 |
| Net interest income | 228,000 | 439,000 | 643,000 | 860,000 |
| Noninterest income | 33,000 | 57,000 | 91,000 | 127,000 |
| Noninterest expense | 164,000 | 335,000 | 513,000 | 680,000 |
| Provision for loan losses | 1,000 | 10,000 | 13,000 | 21,000 |
| Pretax income | 96,000 | 151,000 | 208,000 | 286,000 |
| Income tax | 38,000 | 83,000 | 125,000 | 60,000 |
| Net income | 58,000 | 68,000 | 83,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,735,000 | 2,745,000 | 2,760,000 | 2,903,000 |
| Total capital | 2,860,000 | 2,872,000 | 2,890,000 | 3,030,000 |
| Risk-weighted assets | 10,419,000 | 10,619,000 | 10,525,000 | 10,686,000 |