Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 224,627,000 | 230,322,000 | 232,780,000 | 236,725,000 |
| Total loans | 166,131,000 | 164,794,000 | 167,284,000 | 166,720,000 |
| Allowance for loan losses | 3,665,000 | 2,678,000 | 2,648,000 | 2,596,000 |
| Securities available for sale | 8,633,000 | 8,013,000 | 8,984,000 | 8,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,349,000 | 194,085,000 | 196,653,000 | 203,191,000 |
| Interest-bearing deposits | 142,883,000 | 143,919,000 | 143,614,000 | 150,559,000 |
| Noninterest-bearing deposits | 46,466,000 | 50,166,000 | 53,039,000 | 52,632,000 |
| Equity capital | 23,737,000 | 24,605,000 | 24,878,000 | 25,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,953,000 | 3,898,000 | 5,840,000 | 7,787,000 |
| Interest expense | 183,000 | 363,000 | 551,000 | 734,000 |
| Net interest income | 1,770,000 | 3,535,000 | 5,289,000 | 7,053,000 |
| Noninterest income | 294,000 | 585,000 | 908,000 | 1,592,000 |
| Noninterest expense | 1,575,000 | 3,180,000 | 4,788,000 | 6,347,000 |
| Provision for loan losses | 15,000 | -972,000 | -972,000 | -972,000 |
| Pretax income | 474,000 | 1,912,000 | 2,381,000 | 3,270,000 |
| Income tax | 182,000 | 743,000 | 924,000 | 1,268,000 |
| Net income | 292,000 | 1,169,000 | 1,457,000 | 2,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,715,000 | 24,567,000 | 24,854,000 | 25,400,000 |
| Total capital | 25,664,000 | 26,501,000 | 26,848,000 | 27,424,000 |
| Risk-weighted assets | 154,209,000 | 153,989,000 | 158,899,000 | 161,393,000 |