Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 214,141,000 | 215,793,000 | 219,292,000 | 228,836,000 |
| Total loans | 179,462,000 | 172,431,000 | 168,364,000 | 167,443,000 |
| Allowance for loan losses | 3,509,000 | 3,541,000 | 3,572,000 | 3,573,000 |
| Securities available for sale | 8,799,000 | 9,032,000 | 8,962,000 | 8,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,119,000 | 182,557,000 | 185,151,000 | 194,998,000 |
| Interest-bearing deposits | 138,021,000 | 137,626,000 | 139,804,000 | 145,303,000 |
| Noninterest-bearing deposits | 43,098,000 | 44,931,000 | 45,346,000 | 49,695,000 |
| Equity capital | 22,137,000 | 22,414,000 | 23,002,000 | 23,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,046,000 | 4,034,000 | 6,266,000 | 8,188,000 |
| Interest expense | 197,000 | 388,000 | 575,000 | 758,000 |
| Net interest income | 1,849,000 | 3,646,000 | 5,691,000 | 7,430,000 |
| Noninterest income | 341,000 | 688,000 | 1,192,000 | 1,541,000 |
| Noninterest expense | 1,610,000 | 3,234,000 | 4,755,000 | 6,135,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 550,000 | 1,040,000 | 2,038,000 | 2,746,000 |
| Income tax | 227,000 | 425,000 | 814,000 | 1,088,000 |
| Net income | 323,000 | 615,000 | 1,224,000 | 1,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,137,000 | 22,429,000 | 22,988,000 | 23,422,000 |
| Total capital | 24,218,000 | 24,404,000 | 24,938,000 | 25,389,000 |
| Risk-weighted assets | 165,048,000 | 156,451,000 | 154,452,000 | 155,777,000 |