Call reports 2014
PEOPLES BANK — 2014
What PEOPLES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 196,694,000 | 202,520,000 | 206,212,000 | 213,572,000 |
| Total loans | 170,101,000 | 170,724,000 | 179,559,000 | 184,841,000 |
| Allowance for loan losses | 3,484,000 | 3,544,000 | 3,572,000 | 3,539,000 |
| Securities available for sale | 8,907,000 | 9,073,000 | 9,061,000 | 8,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,348,000 | 174,040,000 | 173,957,000 | 181,272,000 |
| Interest-bearing deposits | 129,256,000 | 133,612,000 | 133,119,000 | 136,764,000 |
| Noninterest-bearing deposits | 39,092,000 | 40,428,000 | 40,838,000 | 44,508,000 |
| Equity capital | 21,011,000 | 21,308,000 | 21,620,000 | 21,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,995,000 | 3,990,000 | 6,066,000 | 8,104,000 |
| Interest expense | 186,000 | 373,000 | 579,000 | 787,000 |
| Net interest income | 1,809,000 | 3,617,000 | 5,487,000 | 7,317,000 |
| Noninterest income | 274,000 | 507,000 | 819,000 | 1,082,000 |
| Noninterest expense | 1,543,000 | 3,075,000 | 4,653,000 | 6,334,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 465,000 | 899,000 | 1,428,000 | 1,840,000 |
| Income tax | 180,000 | 341,000 | 558,000 | 736,000 |
| Net income | 285,000 | 558,000 | 870,000 | 1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,045,000 | 21,319,000 | 21,630,000 | 21,814,000 |
| Total capital | 23,147,000 | 23,453,000 | 23,832,000 | 24,064,000 |
| Risk-weighted assets | 166,798,000 | 169,326,000 | 174,819,000 | 178,711,000 |