Call reports 2013
PEOPLES BANK — 2013
What PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 191,083,000 | 192,064,000 | 196,078,000 | 204,679,000 |
| Total loans | 157,239,000 | 157,643,000 | 165,288,000 | 170,600,000 |
| Allowance for loan losses | 3,144,000 | 3,236,000 | 3,338,000 | 3,420,000 |
| Securities available for sale | 7,387,000 | 8,048,000 | 8,562,000 | 8,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,023,000 | 169,011,000 | 172,752,000 | 175,817,000 |
| Interest-bearing deposits | 129,642,000 | 128,469,000 | 134,019,000 | 130,644,000 |
| Noninterest-bearing deposits | 38,381,000 | 40,542,000 | 38,733,000 | 45,173,000 |
| Equity capital | 20,492,000 | 20,067,000 | 20,408,000 | 20,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,891,000 | 3,777,000 | 5,758,000 | 7,779,000 |
| Interest expense | 202,000 | 393,000 | 582,000 | 767,000 |
| Net interest income | 1,689,000 | 3,384,000 | 5,176,000 | 7,012,000 |
| Noninterest income | 423,000 | 754,000 | 1,207,000 | 1,499,000 |
| Noninterest expense | 1,511,000 | 3,062,000 | 4,630,000 | 6,171,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 550,000 |
| Pretax income | 451,000 | 776,000 | 1,303,000 | 1,790,000 |
| Income tax | 173,000 | 297,000 | 498,000 | 683,000 |
| Net income | 278,000 | 479,000 | 805,000 | 1,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,481,000 | 20,133,000 | 20,459,000 | 20,760,000 |
| Total capital | 22,438,000 | 22,072,000 | 22,465,000 | 22,833,000 |
| Risk-weighted assets | 155,402,000 | 153,879,000 | 159,187,000 | 164,503,000 |