Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 183,446,000 | 185,825,000 | 185,484,000 | 190,552,000 |
| Total loans | 149,409,000 | 151,831,000 | 154,680,000 | 156,711,000 |
| Allowance for loan losses | 2,894,000 | 3,047,000 | 3,199,000 | 3,116,000 |
| Securities available for sale | 3,610,000 | 4,841,000 | 5,353,000 | 5,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,778,000 | 162,707,000 | 164,033,000 | 168,975,000 |
| Interest-bearing deposits | 127,226,000 | 128,096,000 | 125,971,000 | 128,423,000 |
| Noninterest-bearing deposits | 33,552,000 | 34,611,000 | 38,062,000 | 40,552,000 |
| Equity capital | 19,397,000 | 19,683,000 | 19,885,000 | 20,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,992,000 | 4,005,000 | 5,990,000 | 7,911,000 |
| Interest expense | 348,000 | 675,000 | 981,000 | 1,236,000 |
| Net interest income | 1,644,000 | 3,330,000 | 5,009,000 | 6,675,000 |
| Noninterest income | 490,000 | 877,000 | 1,177,000 | 1,588,000 |
| Noninterest expense | 1,429,000 | 2,875,000 | 4,309,000 | 5,673,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 555,000 | 1,032,000 | 1,427,000 | 1,990,000 |
| Income tax | 212,000 | 404,000 | 553,000 | 766,000 |
| Net income | 343,000 | 628,000 | 874,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,373,000 | 19,658,000 | 19,854,000 | 20,204,000 |
| Total capital | 21,210,000 | 21,519,000 | 21,756,000 | 22,151,000 |
| Risk-weighted assets | 145,936,000 | 147,690,000 | 150,902,000 | 154,605,000 |