Call reports 2011
PEOPLES BANK — 2011
What PEOPLES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 179,663,000 | 177,805,000 | 182,374,000 | 185,496,000 |
| Total loans | 151,061,000 | 153,120,000 | 148,893,000 | 148,151,000 |
| Allowance for loan losses | 2,621,000 | 2,760,000 | 2,895,000 | 2,769,000 |
| Securities available for sale | 3,460,000 | 3,472,000 | 4,379,000 | 3,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,254,000 | 154,531,000 | 160,043,000 | 162,996,000 |
| Interest-bearing deposits | 132,271,000 | 128,833,000 | 129,042,000 | 127,842,000 |
| Noninterest-bearing deposits | 23,983,000 | 25,698,000 | 31,001,000 | 35,154,000 |
| Equity capital | 18,510,000 | 18,589,000 | 18,859,000 | 19,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,032,000 | 4,093,000 | 6,152,000 | 8,275,000 |
| Interest expense | 478,000 | 942,000 | 1,376,000 | 1,759,000 |
| Net interest income | 1,554,000 | 3,151,000 | 4,776,000 | 6,516,000 |
| Noninterest income | 335,000 | 640,000 | 946,000 | 1,165,000 |
| Noninterest expense | 1,431,000 | 2,822,000 | 4,175,000 | 5,505,000 |
| Provision for loan losses | 150,000 | 325,000 | 475,000 | 700,000 |
| Pretax income | 308,000 | 644,000 | 1,072,000 | 1,476,000 |
| Income tax | 116,000 | 242,000 | 404,000 | 557,000 |
| Net income | 192,000 | 402,000 | 668,000 | 919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,493,000 | 18,562,000 | 18,828,000 | 19,030,000 |
| Total capital | 20,313,000 | 20,380,000 | 20,633,000 | 20,832,000 |
| Risk-weighted assets | 144,773,000 | 144,568,000 | 143,349,000 | 143,155,000 |