Call reports 2010
PEOPLES BANK — 2010
What PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 187,672,000 | 183,493,000 | 181,470,000 | 189,223,000 |
| Total loans | 159,145,000 | 155,768,000 | 153,690,000 | 151,735,000 |
| Allowance for loan losses | 2,471,000 | 2,420,000 | 2,581,000 | 2,467,000 |
| Securities available for sale | 2,718,000 | 2,821,000 | 2,603,000 | 2,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,858,000 | 157,599,000 | 155,349,000 | 164,754,000 |
| Interest-bearing deposits | 138,831,000 | 133,482,000 | 132,043,000 | 138,152,000 |
| Noninterest-bearing deposits | 22,027,000 | 24,117,000 | 23,306,000 | 26,602,000 |
| Equity capital | 17,706,000 | 17,888,000 | 18,111,000 | 18,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,296,000 | 4,532,000 | 6,714,000 | 8,848,000 |
| Interest expense | 733,000 | 1,381,000 | 1,983,000 | 2,505,000 |
| Net interest income | 1,563,000 | 3,151,000 | 4,731,000 | 6,343,000 |
| Noninterest income | 265,000 | 499,000 | 860,000 | 1,251,000 |
| Noninterest expense | 1,349,000 | 2,752,000 | 4,202,000 | 5,656,000 |
| Provision for loan losses | 200,000 | 350,000 | 500,000 | 700,000 |
| Pretax income | 279,000 | 548,000 | 889,000 | 1,238,000 |
| Income tax | 103,000 | 204,000 | 333,000 | 465,000 |
| Net income | 176,000 | 344,000 | 556,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,704,000 | 17,872,000 | 18,083,000 | 18,301,000 |
| Total capital | 19,611,000 | 19,784,000 | 19,958,000 | 20,130,000 |
| Risk-weighted assets | 152,067,000 | 152,485,000 | 149,297,000 | 145,699,000 |