Call reports 2009
PEOPLES BANK — 2009
What PEOPLES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 189,930,000 | 190,202,000 | 185,878,000 | 195,323,000 |
| Total loans | 156,061,000 | 159,783,000 | 158,277,000 | 160,455,000 |
| Allowance for loan losses | 2,177,000 | 1,980,000 | 2,135,000 | 2,361,000 |
| Securities available for sale | 4,336,000 | 3,238,000 | 3,622,000 | 2,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,239,000 | 164,430,000 | 159,933,000 | 166,162,000 |
| Interest-bearing deposits | 136,864,000 | 143,754,000 | 139,319,000 | 144,867,000 |
| Noninterest-bearing deposits | 27,375,000 | 20,676,000 | 20,614,000 | 21,295,000 |
| Equity capital | 16,274,000 | 16,309,000 | 16,339,000 | 16,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,546,000 | 4,703,000 | 7,053,000 | 9,328,000 |
| Interest expense | 1,095,000 | 2,095,000 | 2,973,000 | 3,749,000 |
| Net interest income | 1,451,000 | 2,608,000 | 4,080,000 | 5,579,000 |
| Noninterest income | 184,000 | 716,000 | 1,174,000 | 1,441,000 |
| Noninterest expense | 1,335,000 | 2,825,000 | 4,299,000 | 5,722,000 |
| Provision for loan losses | 150,000 | 270,000 | 570,000 | 870,000 |
| Pretax income | 150,000 | 229,000 | 385,000 | 428,000 |
| Income tax | 50,000 | 75,000 | 129,000 | 140,000 |
| Net income | 100,000 | 154,000 | 256,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,249,000 | 16,303,000 | 16,335,000 | 16,227,000 |
| Total capital | 18,186,000 | 18,263,000 | 18,269,000 | 18,190,000 |
| Risk-weighted assets | 154,031,000 | 156,825,000 | 154,498,000 | 156,674,000 |