Call reports 2008
PEOPLES BANK — 2008
What PEOPLES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 170,689,000 | 174,645,000 | 193,860,000 | 197,813,000 |
| Total loans | 151,564,000 | 159,017,000 | 157,428,000 | 156,742,000 |
| Allowance for loan losses | 1,945,000 | 2,020,000 | 2,024,000 | 2,027,000 |
| Securities available for sale | 5,558,000 | 4,602,000 | 4,241,000 | 5,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,512,000 | 154,765,000 | 157,118,000 | 170,724,000 |
| Interest-bearing deposits | 134,707,000 | 136,169,000 | 139,282,000 | 142,268,000 |
| Noninterest-bearing deposits | 15,805,000 | 18,596,000 | 17,836,000 | 28,456,000 |
| Equity capital | 15,969,000 | 16,105,000 | 16,207,000 | 16,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,821,000 | 5,555,000 | 8,197,000 | 10,744,000 |
| Interest expense | 1,512,000 | 2,840,000 | 4,050,000 | 5,401,000 |
| Net interest income | 1,309,000 | 2,715,000 | 4,147,000 | 5,343,000 |
| Noninterest income | 194,000 | 393,000 | 609,000 | 810,000 |
| Noninterest expense | 1,131,000 | 2,306,000 | 3,563,000 | 4,836,000 |
| Provision for loan losses | 107,000 | 182,000 | 287,000 | 300,000 |
| Pretax income | 265,000 | 620,000 | 906,000 | 1,017,000 |
| Income tax | 104,000 | 243,000 | 350,000 | 385,000 |
| Net income | 161,000 | 377,000 | 556,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,956,000 | 16,103,000 | 16,211,000 | 16,218,000 |
| Total capital | 17,837,000 | 18,061,000 | 18,179,000 | 18,168,000 |
| Risk-weighted assets | 151,420,000 | 155,854,000 | 157,295,000 | 155,920,000 |