Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 137,875,000 | 147,982,000 | 161,381,000 | 176,647,000 |
| Total loans | 129,597,000 | 132,766,000 | 138,761,000 | 144,030,000 |
| Allowance for loan losses | 1,667,000 | 1,734,000 | 1,806,000 | 1,838,000 |
| Securities available for sale | 2,222,000 | 2,221,000 | 2,252,000 | 4,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,103,000 | 128,333,000 | 141,519,000 | 156,128,000 |
| Interest-bearing deposits | 103,185,000 | 113,013,000 | 125,788,000 | 140,178,000 |
| Noninterest-bearing deposits | 14,918,000 | 15,320,000 | 15,731,000 | 15,950,000 |
| Equity capital | 15,263,000 | 15,446,000 | 15,638,000 | 15,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,376,000 | 4,919,000 | 7,661,000 | 10,538,000 |
| Interest expense | 1,100,000 | 2,313,000 | 3,714,000 | 5,250,000 |
| Net interest income | 1,276,000 | 2,606,000 | 3,947,000 | 5,288,000 |
| Noninterest income | 138,000 | 305,000 | 477,000 | 653,000 |
| Noninterest expense | 865,000 | 1,877,000 | 2,903,000 | 4,005,000 |
| Provision for loan losses | 97,000 | 167,000 | 237,000 | 277,000 |
| Pretax income | 452,000 | 867,000 | 1,284,000 | 1,659,000 |
| Income tax | 177,000 | 340,000 | 504,000 | 651,000 |
| Net income | 275,000 | 527,000 | 780,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,269,000 | 15,452,000 | 15,636,000 | 15,795,000 |
| Total capital | 16,850,000 | 17,112,000 | 17,371,000 | 17,595,000 |
| Risk-weighted assets | 125,631,000 | 132,614,000 | 141,064,000 | 147,937,000 |