Call reports 2006
PEOPLES BANK — 2006
What PEOPLES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 122,706,000 | 129,967,000 | 129,426,000 | 135,676,000 |
| Total loans | 113,222,000 | 116,883,000 | 120,677,000 | 125,119,000 |
| Allowance for loan losses | 1,422,000 | 1,454,000 | 1,508,000 | 1,569,000 |
| Securities available for sale | 1,482,000 | 1,481,000 | 1,481,000 | 1,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,764,000 | 114,073,000 | 112,682,000 | 118,373,000 |
| Interest-bearing deposits | 97,129,000 | 97,749,000 | 97,850,000 | 101,360,000 |
| Noninterest-bearing deposits | 13,635,000 | 16,324,000 | 14,832,000 | 17,013,000 |
| Equity capital | 10,390,000 | 14,613,000 | 14,835,000 | 15,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,912,000 | 3,948,000 | 6,206,000 | 8,500,000 |
| Interest expense | 854,000 | 1,807,000 | 2,814,000 | 3,870,000 |
| Net interest income | 1,058,000 | 2,141,000 | 3,392,000 | 4,630,000 |
| Noninterest income | 86,000 | 201,000 | 335,000 | 473,000 |
| Noninterest expense | 805,000 | 1,603,000 | 2,453,000 | 3,275,000 |
| Provision for loan losses | 50,000 | 83,000 | 137,000 | 207,000 |
| Pretax income | 289,000 | 656,000 | 1,137,000 | 1,621,000 |
| Income tax | 113,000 | 257,000 | 446,000 | 636,000 |
| Net income | 176,000 | 399,000 | 691,000 | 985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,394,000 | 14,617,000 | 14,839,000 | 15,064,000 |
| Total capital | 11,816,000 | 16,071,000 | 16,347,000 | 16,613,000 |
| Risk-weighted assets | 116,401,000 | 119,738,000 | 120,458,000 | 123,100,000 |