Call reports 2004
PEOPLES BANK — 2004
What PEOPLES BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 84,872,000 | 90,611,000 | 93,514,000 | 100,805,000 |
| Total loans | 75,649,000 | 80,956,000 | 85,833,000 | 89,867,000 |
| Allowance for loan losses | 923,000 | 987,000 | 1,048,000 | 1,095,000 |
| Securities available for sale | 499,000 | 499,000 | 747,000 | 747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,083,000 | 80,723,000 | 83,593,000 | 90,606,000 |
| Interest-bearing deposits | 66,750,000 | 71,566,000 | 74,044,000 | 79,426,000 |
| Noninterest-bearing deposits | 8,333,000 | 9,157,000 | 9,549,000 | 11,180,000 |
| Equity capital | 9,240,000 | 9,269,000 | 9,385,000 | 9,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 951,000 | 1,980,000 | 3,120,000 | 4,413,000 |
| Interest expense | 349,000 | 735,000 | 1,141,000 | 1,594,000 |
| Net interest income | 602,000 | 1,245,000 | 1,979,000 | 2,819,000 |
| Noninterest income | 61,000 | 137,000 | 231,000 | 307,000 |
| Noninterest expense | 552,000 | 1,159,000 | 1,734,000 | 2,388,000 |
| Provision for loan losses | 95,000 | 159,000 | 220,000 | 267,000 |
| Pretax income | 16,000 | 64,000 | 256,000 | 471,000 |
| Income tax | 6,000 | 25,000 | 101,000 | 188,000 |
| Net income | 10,000 | 39,000 | 155,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,683,000 | 8,730,000 | 8,921,000 | 9,137,000 |
| Total capital | 9,606,000 | 9,717,000 | 9,969,000 | 10,232,000 |
| Risk-weighted assets | 76,785,000 | 84,272,000 | 88,897,000 | 93,370,000 |