Call reports 2003
PEOPLES BANK — 2003
What PEOPLES BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 61,016,000 | 67,007,000 | 74,533,000 | 76,130,000 |
| Total loans | 51,767,000 | 57,990,000 | 65,957,000 | 66,378,000 |
| Allowance for loan losses | 645,000 | 725,000 | 824,000 | 829,000 |
| Securities available for sale | 770,000 | 749,000 | 749,000 | 748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,027,000 | 60,283,000 | 65,984,000 | 66,549,000 |
| Interest-bearing deposits | 48,923,000 | 53,680,000 | 57,414,000 | 58,293,000 |
| Noninterest-bearing deposits | 5,104,000 | 6,603,000 | 8,570,000 | 8,256,000 |
| Equity capital | 6,317,000 | 6,263,000 | 8,001,000 | 9,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,395,000 | 2,363,000 | 3,393,000 |
| Interest expense | 353,000 | 715,000 | 1,040,000 | 1,360,000 |
| Net interest income | 321,000 | 680,000 | 1,323,000 | 2,033,000 |
| Noninterest income | 89,000 | 218,000 | 198,000 | 149,000 |
| Noninterest expense | 394,000 | 888,000 | 1,386,000 | 1,875,000 |
| Provision for loan losses | 37,000 | 120,000 | 219,000 | 225,000 |
| Pretax income | -21,000 | -110,000 | -84,000 | 82,000 |
| Income tax | -8,000 | -43,000 | -33,000 | 32,000 |
| Net income | -13,000 | -67,000 | -51,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,714,000 | 5,625,000 | 7,373,000 | 8,667,000 |
| Total capital | 6,342,000 | 6,328,000 | 8,197,000 | 9,496,000 |
| Risk-weighted assets | 50,183,000 | 56,189,000 | 67,724,000 | 67,664,000 |