Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,596,000 | 48,564,000 | 54,387,000 | 61,856,000 |
| Total loans | 25,903,000 | 32,606,000 | 39,579,000 | 48,649,000 |
| Allowance for loan losses | 324,000 | 407,000 | 493,000 | 608,000 |
| Securities available for sale | 753,000 | 756,000 | 762,000 | 756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,491,000 | 41,630,000 | 47,544,000 | 55,259,000 |
| Interest-bearing deposits | 34,094,000 | 37,409,000 | 42,367,000 | 48,835,000 |
| Noninterest-bearing deposits | 3,397,000 | 4,221,000 | 5,177,000 | 6,424,000 |
| Equity capital | 6,479,000 | 6,353,000 | 6,299,000 | 6,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 931,000 | 1,520,000 | 2,186,000 |
| Interest expense | 290,000 | 601,000 | 949,000 | 1,319,000 |
| Net interest income | 133,000 | 330,000 | 571,000 | 867,000 |
| Noninterest income | 21,000 | 44,000 | 101,000 | 192,000 |
| Noninterest expense | 359,000 | 671,000 | 1,005,000 | 1,319,000 |
| Provision for loan losses | 72,000 | 155,000 | 241,000 | 356,000 |
| Pretax income | -277,000 | -452,000 | -574,000 | -616,000 |
| Income tax | -109,000 | -158,000 | -226,000 | -242,000 |
| Net income | -168,000 | -294,000 | -348,000 | -374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,016,000 | 5,842,000 | 5,720,000 | 5,734,000 |
| Total capital | 6,340,000 | 6,249,000 | 6,213,000 | 6,325,000 |
| Risk-weighted assets | 27,627,000 | 33,096,000 | 39,758,000 | 47,268,000 |